Terms

Terms of use

Susman Insurance Agency, a state-licensed California insurance business (License 0B75129), maintains this website. It furnishes educational material on life insurance and provides a quoting system that generates quotes from carriers based on your input.

Quotes are illustrations. Numbers presented originate from carriers for your selected class and function solely as informational tools. They are not an insurance offer, guaranteed pricing, or approval assurance. Your carrier determines final pricing, class and acceptance via underwriting; the issued contract and its riders are binding.

Nothing is active here. A quote request, application submission or message sent don't activate any coverage. Insurance protection only arrives when a carrier provides a policy document that you officially accept and pay for.

Availability. Offerings, insurers and premiums differ per state and individual and fluctuate regularly. Displayed quotes cover California residents.

Educational content. Articles available here are informational in character and do not replace legal, financial or tax counsel. Verify important points with a qualified advisor.

Third-party system. Our application interface incorporates a third-party secure application service which operates independently under separate agreements.